Open A Checking or Savings Account
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Rossville Bank offers a deposit product to meet your needs. To obtain more information, or to open an account, just stop by one of our convenient locations. If you need to reorder checks use our secure Check Reorder Form.

Regular Checking
For a basic, personal checking account, Regular Checking is a good choice. A minimum initial deposit of $100 is required and if you maintain a $500 minimum balance, we'll waive the monthly maintenance fee. Otherwise, a $7.00 monthly maintenance fee will be applied. Images of your checks are returned with your monthly statement.

Reward Checking
Reward Checking is a free checking account that pays interest! Plus, if you meet certain requirements each statement cycle you receive a higher interest rate and your foreign ATM fees are refunded, up to $25 per month. The requirements are simple and are things you probably do already. To receive the Reward interest rate and ATM fee refunds we ask that you receive an electronic statement, complete 12 Check Card purchases and have at least one direct deposit or electronic draft each statement cycle. If you do not meet the requirements, you still receive 0.15% APY on all balances and there is never a monthly service charge.

Free Checking
Free Checking is available to customers with at least one direct deposit per month. It provides unlimited check writing privilege with no monthly service charge.

School Spirit Checking
School Spirit Checking Account is a great way to help your favorite local high school! This account offers unlimited check writing, free Internet Bank, free Bill Pay and a free Visa Check Card. The $5 monthly service charge is donated to the area high school of your choice. Choose from Gordon Lee, Lakeview-Fort Oglethorpe, Ridgeland or Ringgold. Personalized checks with your school’s logo show your support and $5 of the check printing fee goes to your school.

No Frills Checking
If you don't write many checks and want to save money on your checking account, No Frills Checking may be right for you. No minimum balance is required and there is no maintenance fee if 15 or fewer checks are paid on your account during the month. You may also have unlimited electronic debits (ATM withdrawals, debit card purchases, etc.). If more than 15 checks are paid on your account in any month, each check over 15 is service charged $2.00 per item.

Main Street Checking
We've put all our basic banking services, plus a few important extras, into one convenient account for one low monthly membership fee. With Main Street Checking, you get more services and added convenience with the following benefits:

- Unlimited check writing
- Accidental death and dismemberment insurance coverage
- Travel dividends
- Complimentary personalized club checks
- No fee for Cashier's and Traveler's Checks
- Much more

Your monthly membership fee is only $8.00. For those 50 years old or better, the monthly membership fee is only $4.00. Images of your checks are returned with your monthly statement.

President’s Club Checking
This is an exclusive account for customers age 50 and better. With the President’s Club account, you get more services and added convenience with the following benefits:

- No monthly fee
- No required minimum balance
- Free checks
- Free statement binder
- Free check card
- Free notary service
- Free online banking
- Free electronic bill pay
- No fee traveler’s checks
- No fee for money orders or cashier’s checks
- Bonus rate of .25% on regular CD’s
- Interest paid on minimum balance of $10,000
- Plus one free consultation with licensed financial planner and unlimited financial center access (at Catoosa County Branch)

Images of your checks are returned with your monthly statement.

NOW Account
It's easy to earn interest* on your checking account with our NOW Account. Interest* is paid on balances of $1,000 or more and you have unlimited check writing privileges. Furthermore, if you maintain a minimum balance of $1,000 during the month we'll waive the maintenance fee. If your balance drops below $1,000 anytime during the month, a $10.00 monthly maintenance fee will be applied. Images of your checks are returned with your monthly statement. Other restrictions may apply.**

This account is available only to individuals, sole proprietorships, certain non-profit organizations, and governmental units.

Money Market Deposit Account
Our Money Market Deposit Account offers to all depositors competitive interest* rates on balances of $1,000 or more, easy access to funds, and the kind of security and convenience Rossville Bank is noted for. You can make as many withdrawals in person as you like and you pay no monthly maintenance fee if you maintain a $1,000 minimum balance. If your balance falls below $1,000 anytime during the month, a monthly maintenance fee of $10.00 is applied. Images of your checks are returned with your monthly statement. Other restrictions may apply.**

This account is limited by Federal regulation to three checks and three preauthorized debits (including telephone transfers) per month.

Statement Savings Account
Our Statement Savings Account pays interest* on every dollar in your account, regardless of the balance. It requires a minimum opening deposit of $100 and there is no maintenance fee so long as you maintain a $100 balance. If your balance falls below $100 anytime during the quarter, a $5.00 quarterly maintenance fee is applied. You can make up to 3 withdrawals per quarter without any additional charge. Any withdrawal over three per quarter are service charged $1.00 per withdrawal. The maintenance fee is waived for minor children whose parents maintain an account at Rossville Bank; however, the excessive withdrawal fees still apply. Other restrictions may apply.**

Christmas Club Account
Our Christmas Club Account is an excellent way to save for holiday spending. It can be opened with as little as $5.00 and there is never a fee or minimum balance requirement. A check is automatically mailed to you in November for the balance you have saved.

We also offer Certificates of Deposit and Individual Retirement Accounts for your investment needs.

** Rossville Bank reserves the right to require 7 days notice by depositors prior to any withdrawal or transfer of funds from the account.

Commercial Checking
Rossville Bank has a commercial checking account that allows you to pay only for the services that you use and only to the extent you use them. The monthly maintenance fee is $8.00. Other fees are:

You can offset your charges, up to the full amount of your monthly charge, with the balance carried in the account (earnings credit is calculated on average investable balance at 75% of the current Federal Funds Rate as determined by the Federal Reserve not to exceed 2.50%).